Consumer Brochure
When meeting with your clients, show them the consumer brochure so they understand the features and benefits of SummitLife.
Enhancer Bonus Rate Sheet
Share this rate sheet with clients who want to learn about enhancer bonus options, and what the current rates are.
Diverse Allocation Brochure
Share this brochure with clients to help them align index crediting options with their goals, outlook, and risk tolerance.
Download Brochure
SummitLife Index Choices Landing Page
Share this landing page for an introduction to our three index choices.
View the Landing PageHypothetical Client Profile: Meet Charlie
Share this flyer with clients, especially with business owners using SummitLife for executive benefit planning.
Download FlyerHypothetical Client Profile: Meet Lynn
Share this flyer with clients, especially those considering SummitLife as part of an estate planning strategy.
Download FlyerLifetime Income Benefit Rider (LIBR) Brochure
Adding this rider to a life insurance policy, if properly funded, has the potential to provide a guaranteed source of income for life.
Download FlyerLiving Benefits Brochure
Use this brochure to explain to clients how life insurance can benefit them during their lifetime.
Premium Finance Flyer
Share this flyer with clients interested in using premium financing to fund their SummitLife policy.
Download FlyerIntangibles Matter Flyer
Share this flyer with clients who are interested in learning more about National Life Group and what sets us apart.
Download FlyerClient App Flyer
Share this flyer to encourage clients to create a customer portal account and download the client app.
Download Flyer
Upside Potential and Downside Protection
Share this online article with Indexed Universal Life Insurance clients who want to understand how index crediting works.
View ArticleSummitLife Smart Agent Guide
Use this guide as a companion piece to the SummitLife consumer brochure during client conversations for details, conversation starters, and sales ideas.
Download Smart Agent Guide
Sales Idea Video Hub
Watch these videos to learn how SummitLife can help you uncover new opportunities and meet more client needs.
Watch Sales Idea VideosSummitLife Quick Reference Guide
Use this guide for an at-a-glance view of SummitLife product details
Download Quick Reference GuideIUL Comparison Flyer
Use this flyer to learn how SummitLife is different from other National Life IULs — and when it’s the right fit for your client.
Download Flyer
IUL Indexing eKit
To learn more about how index crediting works, visit this eKit with videos and other resources.
Visit eKitPremium Finance Implementation Guide
Use this brochure as your guide for implementing a Premium Finance program.
Download GuidePremium Finance Program Guide
Review this brochure for an introduction to the Premium Finance program.
Download GuideLifetime Income Benefit Rider (LIBR) Quick Reference Guide
Review this flyer to get answers to frequently asked questions about LIBR.
Download GuideAccelerated Benefits Rider Product Guide
Keep this guide handy for information on all of our Accelerated Benefits Riders.
Download ABR GuideLife Product Guide
Use this reference chart to review key details for all National Life Group life insurance products.
Download GuideUnderwriting Guide
Save this guide as your resource for underwriting details for National Life Group life insurance products.
Download GuideExecutive Bonus Plan Brochure
Review this brochure to learn how life insurance can be a valuable element of an Executive Bonus Plan.
Download GuideBuy Sell Agreements Brochure
Review this brochure to learn about how to use Buy-Sell Agreements as part of succession planning for your business.
Download GuideIrrevocable Trusts and Life Insurance Brochure
Review this brochure to learn how life insurance can be used in estate planning.
Download GuideNational Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.
Brochures and flyers linked to in this communication are approved for print use only. Please note that email marketing is subject to additional anti-spam requirements and may need to be submitted for Compliance approval prior to use. Seminars should be submitted for review of your personalization along with any invitations, announcements or other collateral marketing materials. You may submit materials needing approval through AdTrax, found on the Agent Portal.
No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value | Not insured by any federal or state government agency
The use of cash value life insurance to provide a potential for guaranteed lifetime income assumes there is first a need for life insurance. Permanent life insurance does not provide income as a policy feature. Income can be taken if there is sufficient cash value, using loans, withdrawals, or the Lifetime Income Benefit Rider (LIBR). For permanent life insurance, only loans and withdrawals may be tax-free. Policy loans and withdrawals reduce the policy’s cash value and/or death benefit, loans will become taxable if the policy lapses or is surrendered, and if too much is taken out, the client risks lapsing the policy. Withdrawals up to the basis paid into the contract and loans thereafter will not create an immediate taxable event, but substantial tax ramifications could result upon contract lapse or surrender. Surrender charges may reduce the policy’s cash value in early years. The ability of a life insurance contract to accumulate sufficient cash value to help meet accumulation goals will be dependent upon the amount of extra premium paid into the policy, the performance of the policy, and is not guaranteed. The LIBR provides a benefit for the life of the insured if certain conditions are met, including but not limited to the insured’s attained age being between age 60 and 85, and that the policy has been in force at least 10 years. Insufficient policy values or outstanding policy loans may also restrict exercising the rider. Exercising the rider and receiving an income benefit will reduce the policy’s cash value and/or death benefit and may terminate other riders or reduce their benefits.
Guarantees are dependent upon the claims-paying ability of the issuing company.
FOR AGENT USE ONLY – NOT FOR USE WITH THE PUBLIC
TC9139970(0926)1 | Cat No 108674(0926)