108584

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Hi [Insert Client Name or Delete]

If life insurance has been on your mind, there's another great reason to take the step of protecting the people who matter most.

Are you struggling with financial, emotional, or health challenges, or the burden of caregiving for a loved one? You are not alone!

Our new & improved FlexLife indexed universal life insurance now comes with a Compassionate Care Program, offering expert caregiving support.

Services are provided by our partner, Homethrive, which is independent from National Life Group.

Let’s find a time to touch base about your family’s life insurance needs

[RR/IAR Name]
[Agency Name]
[Business Address]
[Phone #]
[Email]
[(If in CA or AR) State Insurance Lic. #:]
[Calendly link if applicable]

One National Life Drive, Montpelier, VT 05604 | www.NationalLife.com

Products issued by
National Life Insurance Company^®
Life Insurance Company of the Southwest^®

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*Not available in NY.

National Life Group^® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.

Value Added Services, known as Compassionate Care Program, are performed by a third-party provider, which is independent from National Life Group, and may be available to the policyowner, insureds, and/or beneficiaries. No costs will be paid or reimbursed by National Life Group for these services. In CA, FL, and ND, the same services are provided but without adding the rider to the policy. Not available in NY. There's no extra charge for this rider.

An Indexed Universal Life (IUL) insurance policy is usually a fixed universal life (UL) policy where interest is determined, at least in part, by the performance of a specified market index. Unlike traditional UL policies, the policy owner may receive zero interest for a single crediting period if the index performs poorly. However, with most designs, the premiums are protected and guaranteed to credit a minimum interest rate in the event the policy is surrendered. The owner of an IUL policy may experience better interest crediting than a traditional UL policy during periods when the market performs well. IUL policies do not directly participate in any stock or equity investments. An investment cannot be made directly into an index. The amount of interest credited is limited by a “cap”. The 0% floor provided by an IUL policy ensures that during crediting periods where the index is negative, that no less than 0% interest is credited to the index strategy. However, monthly deductions continue to be taken from the account value, including a monthly policy fee, monthly expense charge, cost of insurance charge, and applicable rider charges, regardless of interest crediting.

FlexLife, Indexed Universal Life Insurance, form series 20608(0119)/ICC19-20608(0119), and Value Added Services, form series 20971(0824)/ICC24-20971(0824) are underwritten by Life Insurance Company of the Southwest.

[Agency Name]'s agents are independent contractors and are not employees of any National Life Group entity.

No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value

Not insured by any federal or state government agency

Guarantees are dependent upon the claims-paying ability of the issuing company.

TC8772488(0226)1 | Cat No 108584(0326)