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Hi [Insert Client Name or Delete]
If life insurance has been on your mind and you’re also thinking about what would happen if you were to get chronically ill, I’ve got an update you might like. We have just launched the new & improved FlexLife indexed universal life insurance. This popular permanent life insurance now comes with a Premium Chronic Care Rider, available at an extra charge. (Not available in CA or NY.) If you get a qualifying diagnosis of chronic illness, you have the potential to use this rider to access your full death benefit paid out during your lifetime (up to $3 million). There is no waiting period. That means you’re more likely to be able to choose the chronic care option that’s right for you — while potentially reducing the burden to family members who might have to pay for your care. Can we connect for a quick chat to see if FlexLife is right for you? |
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| One National Life Drive, Montpelier, VT 05604 | www.NationalLife.com |
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Products issued by:
National Life Insurance Company® Life Insurance Company of the Southwest® To be removed from future mailings, please enter your email address here: www.nationallife.com/unsub. National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. The Accelerated Benefit Rider for Premium Chronic Care is optional, includes an additional charge, may be subject to exclusions and/or limitations, and not available in CA or NY. Premium Chronic Care (PCC) rider benefit payouts are up to 2% or 4% monthly of the death benefit, as chosen at time of issue (subject to the IRS per diem limit). You can reduce but not increase the payout percentage after issue. In addition, the lifetime limit for the PCC rider is independent of the lifetime limit on other Accelerated Benefit Riders. An Indexed Universal Life (IUL) insurance policy is usually a fixed universal life (UL) policy where interest is determined, at least in part, by the performance of a specified market index. Unlike traditional UL policies, the policy owner may receive zero interest for a single crediting period if the index performs poorly. However, with most designs, the premiums are protected and guaranteed to credit a minimum interest rate in the event the policy is surrendered. The owner of an IUL policy may experience better interest crediting than a traditional UL policy during periods when the market performs well. IUL policies do not directly participate in any stock or equity investments. An investment cannot be made directly into an index. The amount of interest credited is limited by a “cap”. The 0% floor provided by an IUL policy ensures that during crediting periods where the index is negative, that no less than 0% interest is credited to the index strategy. However, monthly deductions continue to be taken from the account value, including a monthly policy fee, monthly expense charge, cost of insurance charge, and applicable rider charges, regardless of interest crediting. FlexLife, Indexed Universal Life Insurance, form series 20608(0119)/ICC19-20608(0119), Accelerated Benefits Riders, form series 8052(0798)/8095(0399)/8766(0609)/ICC10-8844(0310)/20805(0222)/ICC22-20805(0222)/20806(0222)/ICC22-20806(0222)/20818(0622)/ICC22-20818(0622)/20972(1024)/ICC24-20972(1024)/ICC24-20974(1024) are underwritten by Life Insurance Company of the Southwest. [Agency Name]'s agents are independent contractors and are not employees of any National Life Group entity. |
Guarantees are dependent upon the claims-paying ability of the issuing company. TC8451445(1025)1 | Cat No 108583(1025) |